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From This Side of the Fence Happy "Moo" Year!
January 2006


January always signals that time of year for fresh beginnings. Granted, we always want to make this the year we lose that extra weight or stop smoking, but do we ever make a resolution for our home?

How about remembering the place we live in this year for a resolution or two? Don't put off that preventative maintenance any longer. Could it be that it's time to look for something a bit larger to live in? Look inside this Moosletter for some tips to make your "Moo" Year's resolutions a bit easier!

-Kathy

in this issue
  • Long-term Mortgage Rates Fall for the Sixth Straight Week
  • New Year's Resolutions Every Homeowner Should Make
  • Six Signs That You're Ready to Buy A New Home
  • New Year, New You!

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    New Year's Resolutions Every Homeowner Should Make

    Whether you're a new homeowner or you've been in your house for years, why not resolve to make 2006 "the year" you whip your house and household finances in top shape? It could prevent you from encountering costly problems down the road - and assist you in getting top dollar when it comes time to sell.


     
    Six Signs That You're Ready to Buy A New Home

    Figuring out whether you're ready to buy a house -- whether you're a renter or are aiming to move up or size down -- can be a daunting task. But there are signs that will indicate whether you're ready to take the buying plunge.


     
    New Year, New You!
     

    98% of people who set New Year's resolutions never follow through to achieve them!

    Why? They never take the first steps!

    The world's personal coach and motivator, Tony Robbins has a free, online seminar to help you make 2006 the year to achieve results!


     
    Long-term Mortgage Rates Fall for the Sixth Straight Week
    Kathy
    Freddie Mac today released the results of its Primary Mortgage Market SurveySM (PMMSSM) in which the 30-year fixed-rate mortgage (FRM) averaged 6.10 percent, with an average 0.5 point, for the week ending January 19, 2006.

    Find out more....

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    Kathy Smith
    Russell & Jeffcoat Realtors
    St. Andrews Rd.  Columbia, SC
    Office: (803) 781-5729  •  Toll Free (888) 808-4MOO


    E-Mail:
    kathy@smith.net


     

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