How to Get the Best Mortgage Deal

Savings, bank of america, buying, credit, first time buyer, housing market, money, mortgage No Comments

With mortgage rates at all time lows, buyers are in the driver’s seat when it comes to getting a great deal. Or are they? This video from Bankrate.com shows how to compare offers to ensure you’re getting the best deal possible and what to look for. Check it out! Read the rest…

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Save Money by Saving on Electricity Usage in Your Home!

Savings, activity, environment, home, home owner, maintenance No Comments

With all the talk of saving money and our environment, how many of us have actually completed an energy audit?  Local electric companies will provide on monthly bills a chart showing usage trends.  While that information is nice to know, where can you save on electric usage and cut your bills?  Read the rest…

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Staging Your Home for More Space to Sell!

FSBO, home owner, housing market, real estate, selling No Comments

When preparing your home for the market, don’t overlook “wowing” buyers with the great features your property has to offer.  This great video shows how just a few changes (and a few hundred dollars in materials) with a little effort can take a home from blah to impressive.  When crafting your “to do” list, be sure to take a moment to reflect on your property’s key features that attracted you to purchase it originally.  Those are the elements to show off to impress buyers today.  Make sure that clutter, too much furniture, too much decoration do not compete for the buyer’s attention with the key elements that will sell your home. Read the rest…

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BREAKING MOOS! Guidelines Announced for FHA Loan Modifications

Savings, bank of america, credit, home owner, housing market, money, mortgage, problems No Comments

2009 has unfortunately ushered in a new buzz phrase:  “Loan Modification”.  But how does one get a modification? What are the qualifiers? Finally, Housing and Urban Development (HUD) has announced guidelines. Check out this press release on what it all entails.

Click here to utilize an interactive online eligibility qualifier:  http://www.makinghomeaffordable.gov/modification_eligibility.html Read the rest…

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Lake Carolina Elementary School

Richland, blythewood, columbia, fall, south carolina No Comments

It’s that time of year, when the calendar flips to August and everyone starts thinking about school. As a child, I hated August because I knew my days of having summertime fun were quickly coming to an end. However, I know all parents love the thought of August (and to send the kids back to school), as it makes their schedules and lives a lot easier!

So, in an homage to back to school time, I thought I’d highlight Lake Carolina Elementary school. Check out what’s going on!

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THINGS TO DO: It’s National Night Out Next Week!

Richland, activity, fun, home, home owner, law, lexington, things to do No Comments

What is National Night Out?

It’s America’s Night Out Against Crime!

The “26th Annual National Night Out” (NNO), a unique crime/drug prevention event sponsored by the National Association of Town Watch (NATW), has been scheduled for Tuesday, August 4, 2009.

Last year’s National Night Out campaign involved citizens, law enforcement agencies, civic groups, businesses, neighborhood organizations and local officials from over 15,000 communities from all 50 states, U.S. territories, Canadian cities and military bases worldwide. In all, over 37 million people participated in National Night Out 2008. Read the rest…

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Avoiding Foreclosure Scams

Debt Free Living, government, home, home owner, housing market, law, problems, real estate No Comments

With all of the talk of homeowners losing their homes to foreclosure, it’s no wonder so many con artists have now figured out how to use this angle to prey upon those who are vulnerable.  Don’t become a victim to one of these “Foreclosure Rescue” scams.  If any organization finds you to help, it’s a scam.  Only those who need help will seek out assistance.  Federal agencies who assist homeowners NEVER seek them out. Read the rest…

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How Do You Find a Good Real Estate Agent?

FSBO, buying, first time buyer, housing market, real estate, realtor, selling No Comments

I’m sure many of you might find this post a bit odd, coming from me. However, I want all potential clients to have information and lots of it. It’s the only way to make an educated decision, especially with your largest financial investment. Check out this video on how to find a great real estate agent to work for you.

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Looking for a Good Golf Course? Try the Timberlake Country Club!

Lake Murray, NEIGHBORHOOD SPOTLIGHT, activity, buying, chapin, columbia, fun, home, housing market, south carolina, sporting, things to do, vacation No Comments

A jewel on Chapin’s Lake Murray shores, the Timberlake Country Club welcomes you!  With breathtaking views of the lake, this Willard Byrd designed course has a par of 72.  Compared to some of Tom Fazio’s best designs, this 18 hole course was built in 1988 and has a brand new clubhouse, scheduled for completion in September 2009. Read the rest…

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Is the Time Right for You to Scoop Up a Housing Bargain? Should You Rent Instead?

buying, credit, first time buyer, home, home owner, housing market, real estate No Comments

Everyone’s talking about the housing crisis being a near financial windfall for buyers these days. However, the question remains “Is it right for YOU?” While it could be the time to take advantage of a housing market that’s not nearly as high priced as it once was, it could be the wrong decision personally. I always advise clients that if their plans have them selling within three years of making the purchase, renting is a wiser choice. Read the rest…

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