How to Repair Cracks and Holes in Drywall

foundation, home, home owner, problems, repair, selling No Comments

I understand you haven’t been having wild parties at your house, as it happens to all of us from time to time:  the dreaded hole in the wall.  A rambunctious child and a broken door stop can quickly make a hole in the drywall the size of your doorknob.  The house settling can also crack it as well.  But how do you repair these issues?  Check out this video, which tells us how – from the smallest crack to a doorknob sized hole, it can be done!

Click here to see the video!
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Got a Water Problem? Try a French Drain, Mon Ami!

drainage, foundation, home, home owner, problems, repair No Comments

Yesterday we had a little bit of excitement here around my house. A city water main pipe had burst in our front yard. Within minutes, we had a few thousand gallons of water everywhere. I had ankle-deep water in one section of driveway and could not believe the deluge!

So, with that being said, today’s topic will be an homage to French Drains. While they are not designed to handle such loads as what mine were asked to do yesterday, they still provide help to those homeowners with too much water surrounding the structure. Luckily, I had the system in place, as it took enough water away from the low-lying areas to keep water from entering the house. It could very easily have happened, and would have in a blink of an eye. Read the rest…

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Do You Really Need a Real Estate Agent?

FSBO, Savings, buying, first time buyer, home, housing market, money, prices, problems, real estate, realtor, selling No Comments

I’m one that really enjoys DIY, or “Do it Yourself” projects around the home.  For instance, I’ve changed many a light fixture and painted many rooms in our home.  I get real satisfaction from seeing a job well done, and knowing I did it myself.  However, a $20 light fixture is dramatically different than attempting making decisions in regards to your largest financial asset without counsel.  That’s something I definitely would not recommend at all. Read the rest…

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BREAKING MOOS! Guidelines Announced for FHA Loan Modifications

Savings, bank of america, credit, home owner, housing market, money, mortgage, problems No Comments

2009 has unfortunately ushered in a new buzz phrase:  “Loan Modification”.  But how does one get a modification? What are the qualifiers? Finally, Housing and Urban Development (HUD) has announced guidelines. Check out this press release on what it all entails.

Click here to utilize an interactive online eligibility qualifier:  http://www.makinghomeaffordable.gov/modification_eligibility.html Read the rest…

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Avoiding Foreclosure Scams

Debt Free Living, government, home, home owner, housing market, law, problems, real estate No Comments

With all of the talk of homeowners losing their homes to foreclosure, it’s no wonder so many con artists have now figured out how to use this angle to prey upon those who are vulnerable.  Don’t become a victim to one of these “Foreclosure Rescue” scams.  If any organization finds you to help, it’s a scam.  Only those who need help will seek out assistance.  Federal agencies who assist homeowners NEVER seek them out. Read the rest…

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Are Home Inspections Necessary When Buying a Home?

buying, drainage, first time buyer, foundation, home, housing market, problems, real estate No Comments

One quick answer…YOU BET!  Having a good home inspector can literally save you thousands of dollars, especially if they find something very wrong with the property you’re potentially buying.  It’s not uncommon for home inspectors to discover a house has substantial foundation problems that could cost a few thousand to repair. Read the rest…

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What is the Foreclosure Process?

government, home, home owner, housing market, law, money, problems, real estate No Comments

With much ado from Washington, D.C. and our Congress, the talk of “helping homeowners stay in their homes” is a hot topic these days. However, when it comes down to it, the homeowner is the only person who can save their own place when facing foreclosure. This informative video tells us about the process, what’s involved and how you can keep your home from being taken back by the bank.

Click here to see the Foreclosure Process Video

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Short Sales for Easy Profit? Time to Think Again!

FSBO, Savings, bank of america, buying, credit, first time buyer, home owner, money, mortgage, problems, real estate, realtor, selling No Comments

You see the late night infomercials touting “EASY PROFITS!” But if it was that easy, wouldn’t everyone be doing it? Time to blow away the smoke and mirrors to the truth on short sales, folks. It’s a time consuming process that is a difficult (and not always successful) method to purchasing a home with a substantial discount.
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Time to Speak Against the Appraisal Law that Could Affect YOU!

FSBO, activity, bank of america, buying, credit, first time buyer, government, home owner, housing market, law, prices, problems, real estate, selling, things to do No Comments

How much is that house worth?  The new appraisal law could hurt you.Well, here I go again, on another political rant.  (At least I warned you.)  As a result of the Fannie Mae/Freddie Mac fiasco, there has been a lawsuit settlement reached between the NY Attorney General, the Office of Fair Housing and Equal Opportunity, Fannie Mae and Freddie Mac.  While the proposed law seems good on the surface (it’s meant to protect us, right?), there are some serious flaws that will hurt borrowers, sellers, lenders and real estate agents.  It will most likely hinder efforts to sell property in the future. Read the rest…

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Is it Getting Hot in Here, or is it Just Me?

buying, first time buyer, home, home owner, maintenance, problems, repair, selling, technology No Comments

With the summer fast approaching, many homeowner thoughts turn to that of air conditioning.  For most of us, the concept of replacing the current HVAC unit is daunting.  If a portion of the house is not cooling or the entire building is not “cool enough”, it may not mean your unit is on its last legs at all.  You might just need to modify it with a zoning system. Read the rest…

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