FREE Money From the Government! Really!

Lake Murray, Richland, ballentine, bank of america, blythewood, buying, chapin, columbia, credit, event, first time buyer, government, home, home owner, housing market, irmo, law, lexington, mortgage, real estate, realtor, selling, south carolina No Comments

kathy smith, realtor, free money, stimulus package, housing, house, economy, seller, buyer, buying, selling, real estate, columbia, sc, south carolinaIt is absolutely amazing the stories and headlines that have been in the press lately.  They are screaming about the economy heading into a recession and are finding new and innovative ways to help out ‘the common man’.  Granted, the Columbia, South Carolina  economy is doing very well, thank you…but who am I to turn down free money like this?

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Breed Specific Legislation in Richland County, SC Bans Dogs as Human Companions

Lake Murray, Richland, activity, ballentine, blythewood, columbia, event, irmo, law, lexington, problems, realtor, relocation, south carolina, things to do 1 Comment

dogAll right, so maybe we won’t be seeing the headline that ALL dogs are banned as a companion in Columbia, South Carolina right away.  However, if the current Breed Specific Legislation that is being worked on currently in Richland County goes through as planned, it could become a reality for some dog owners of specific breeds identified as having “vicious” tendencies.  I was shocked to see in the recent Richland County Council minutes that Councilwoman Valerie Hutchinson is working on such laws as I write this.  As many of you know, I am passionate about animals and especially the rights to have a canine companion.  Read the rest…

Homeowners Up in ARMs Finally Get a Break!

Lake Murray, Richland, bank of america, blythewood, buying, columbia, credit, first time buyer, home, home owner, housing market, irmo, law, lexington, prices, problems, real estate, realtor, selling, south carolina No Comments

Please forgive the pun, but for once homeowners in Columbia, South Carolina now can breathe a little easier. Announcing a five year freeze on mortages with “teaser” rates, President Bush unveiled a plan today that keeps rates locked in for those who need it most. Read the rest…

Freeze Your Credit Report - Well, Voluntarily in South Carolina

Lake Murray, Richland, activity, buying, columbia, credit, first time buyer, home, home owner, housing market, identity theft, irmo, law, lexington, mortgage, problems, real estate, realtor, relocation, selling, south carolina No Comments

iciclesThere has been a lot of commotion about the new “Credit Freeze” laws that have been enacted as of November 1, 2007 that give consumers more control over who views their credit reports and why.  However, the state of South Carolina is not one of the states in compliance with these laws which are mandated on a state-by-state basis.    The states that have adopted a consumer credit freeze law allow you the right to completely freeze all activity on your credit report, for a fee.  South Carolina residents are getting freezes from credit reporting agencies on a “voluntary” basis.  Read the rest…


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