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	<title>Kathy Smith&#039;s Lake Murray and Columbia, South Carolina Real Estate Blog and Videocast Site &#187; home owner</title>
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	<description>Follow the South Carolina real estate market with Kathy Smith from Columbia to Irmo, Ballentine and Chapin, along the shores of Lake Murray to Lexington and Blythewood.  Learn about the Midlands of South Carolina\&#039;s real estate economy through Kathy\&#039;s blog posts and videocasts.</description>
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		<title>With the Rising Heat, Your Electric Bills Don&#8217;t Need to Rise!</title>
		<link>http://www.kathymooves.com/blog/with-the-rising-heat-your-electric-bills-dont-need-to-rise/</link>
		<comments>http://www.kathymooves.com/blog/with-the-rising-heat-your-electric-bills-dont-need-to-rise/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 17:33:35 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[activity]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[maintenance]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[audit]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[bill]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[cfl bulb]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[efficiency]]></category>
		<category><![CDATA[efficient]]></category>
		<category><![CDATA[electric]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[Homeowner]]></category>
		<category><![CDATA[insulation]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[properties]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[save]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[sc]]></category>
		<category><![CDATA[south carolina]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=400</guid>
		<description><![CDATA[As we are reaching another day of 100 degree heat here in South Carolina, my mind has thoughts of ways to save on your electric bill.  This great video shows us in under two minutes how to take steps in order to maximize your home's efficiency, which also can equal minimizing those pesky electric bills.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>True Love, Real Estate and the Law</title>
		<link>http://www.kathymooves.com/blog/true-love-real-estate-and-the-law/</link>
		<comments>http://www.kathymooves.com/blog/true-love-real-estate-and-the-law/#comments</comments>
		<pubDate>Wed, 21 Apr 2010 12:18:50 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[buying]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[law]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[asset]]></category>
		<category><![CDATA[attorney]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[boyfriend]]></category>
		<category><![CDATA[breaking up]]></category>
		<category><![CDATA[cayce]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[cheater]]></category>
		<category><![CDATA[cheating]]></category>
		<category><![CDATA[cohabitation]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[courie]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[david ross]]></category>
		<category><![CDATA[distribution]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[fiance]]></category>
		<category><![CDATA[fiancee]]></category>
		<category><![CDATA[fort jackson]]></category>
		<category><![CDATA[girlfriend]]></category>
		<category><![CDATA[goudelock]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[mcangus]]></category>
		<category><![CDATA[other]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[sc]]></category>
		<category><![CDATA[significant]]></category>
		<category><![CDATA[south carolina]]></category>
		<category><![CDATA[splitting up]]></category>
		<category><![CDATA[west columbia]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=344</guid>
		<description><![CDATA[Always one to find the silver lining in each difficult situation I encounter, I am using my personal experience to inform those readers considering purchasing property with their "significant other".   Although you bask in the glow of love now as you sign the paperwork to purchase a home together, there are legal implications to consider before moving forward with such a financial decision.]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/true-love-real-estate-and-the-law/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Style Mavens Say, Wallpaper is &#8220;Out&#8221; and Paint is &#8220;IN&#8221;!</title>
		<link>http://www.kathymooves.com/blog/remove-wallpaper-out-and-paint-is-in/</link>
		<comments>http://www.kathymooves.com/blog/remove-wallpaper-out-and-paint-is-in/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 15:38:01 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[home owner]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[for sale]]></category>
		<category><![CDATA[FSBO]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[how to]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[paint]]></category>
		<category><![CDATA[prepare]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[remove]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[sell]]></category>
		<category><![CDATA[seller]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[wallpaper]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=326</guid>
		<description><![CDATA[Perhaps we're not slaves to fashion, but homes tend to have some "fads", like the 1980s and 1990s with wallpaper.  I've had my fair share of installing and later removing wallpaper like many of you.  If you're preparing your house for sale, updating your walls can mean more money in your pocket at the closing table.]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/remove-wallpaper-out-and-paint-is-in/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Repair Cracks and Holes in Drywall</title>
		<link>http://www.kathymooves.com/blog/how-to-repair-cracks-and-holes-in-drywall/</link>
		<comments>http://www.kathymooves.com/blog/how-to-repair-cracks-and-holes-in-drywall/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 12:47:14 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[foundation]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[crack]]></category>
		<category><![CDATA[diy]]></category>
		<category><![CDATA[drywall]]></category>
		<category><![CDATA[fix]]></category>
		<category><![CDATA[getting your house ready for sale]]></category>
		<category><![CDATA[hole]]></category>
		<category><![CDATA[home depot]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[lowes]]></category>
		<category><![CDATA[preparing home for sale]]></category>
		<category><![CDATA[preparing house for sale]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[sc]]></category>
		<category><![CDATA[settle]]></category>
		<category><![CDATA[settlement]]></category>
		<category><![CDATA[settling]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[south carolina]]></category>
		<category><![CDATA[wall]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=321</guid>
		<description><![CDATA[I understand you haven't been having wild parties at your house, as it happens to all of us from time to time:  the dreaded hole in the wall.  A rambunctious child and a broken door stop can quickly make a hole in the drywall the size of your doorknob.  The house settling can also crack it as well.  But how do you repair these issues?  Check out this video, which tells us how - from the smallest crack to a doorknob sized hole, it can be done!]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/how-to-repair-cracks-and-holes-in-drywall/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Preparing a Master Suite and Kitchen for Sale</title>
		<link>http://www.kathymooves.com/blog/preparing-a-master-suite-and-kitchen-for-sale/</link>
		<comments>http://www.kathymooves.com/blog/preparing-a-master-suite-and-kitchen-for-sale/#comments</comments>
		<pubDate>Tue, 01 Sep 2009 12:56:47 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[open house]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[bath]]></category>
		<category><![CDATA[bedroom]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[kitchen]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[master]]></category>
		<category><![CDATA[prepare]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[sale]]></category>
		<category><![CDATA[sell]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[update]]></category>
		<category><![CDATA[updating]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=310</guid>
		<description><![CDATA[It is universally accepted that the master suite and kitchen in any property are where sellers can get the most "bang for the buck" when making improvements.  These two areas are where buyers focus when making a purchase decision.  It is often said that for every $10 spent, you can get $8 or $9 of it back at the time of sale in these two rooms of the house.]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/preparing-a-master-suite-and-kitchen-for-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are Roofing Shingles Made Of?</title>
		<link>http://www.kathymooves.com/blog/what-are-roof-shingles-made-of/</link>
		<comments>http://www.kathymooves.com/blog/what-are-roof-shingles-made-of/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 13:07:47 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[drainage]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[gaf]]></category>
		<category><![CDATA[intrusion]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[leak]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[owens corning]]></category>
		<category><![CDATA[rain]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[ridge vent]]></category>
		<category><![CDATA[roof]]></category>
		<category><![CDATA[roofing]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[shingle]]></category>
		<category><![CDATA[shingles]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[water]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=302</guid>
		<description><![CDATA[When it rains heavily, I know we're happy to know there's a good roof over our heads to keep us dry.  But what goes into a roof?  How do they know how long it will last?  Check out this video which explains a lot about roofing:]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/what-are-roof-shingles-made-of/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Got a Water Problem?  Try a French Drain, Mon Ami!</title>
		<link>http://www.kathymooves.com/blog/got-a-water-problem-try-a-french-drain-mon-ami/</link>
		<comments>http://www.kathymooves.com/blog/got-a-water-problem-try-a-french-drain-mon-ami/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 13:13:48 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[drainage]]></category>
		<category><![CDATA[foundation]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[problems]]></category>
		<category><![CDATA[repair]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[drain]]></category>
		<category><![CDATA[french]]></category>
		<category><![CDATA[french drain]]></category>
		<category><![CDATA[garden]]></category>
		<category><![CDATA[grade]]></category>
		<category><![CDATA[grading]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[property]]></category>
		<category><![CDATA[pvc]]></category>
		<category><![CDATA[rain]]></category>
		<category><![CDATA[rock]]></category>
		<category><![CDATA[runoff]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[sc]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[south carolina]]></category>
		<category><![CDATA[standing]]></category>
		<category><![CDATA[standing water]]></category>
		<category><![CDATA[structure]]></category>
		<category><![CDATA[water]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=298</guid>
		<description><![CDATA[So, with that being said, today's topic will be an homage to French Drains. While they are not designed to handle such loads as what mine were asked to do yesterday, they still provide help to those homeowners with too much water surrounding the structure. Luckily, I had the system in place, as it took enough water away from the low-lying areas to keep water from entering the house. It could very easily have happened, and would have in a blink of an eye.]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/got-a-water-problem-try-a-french-drain-mon-ami/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Save Money by Saving on Electricity Usage in Your Home!</title>
		<link>http://www.kathymooves.com/blog/save-money-by-saving-on-electricity-usage-in-your-home/</link>
		<comments>http://www.kathymooves.com/blog/save-money-by-saving-on-electricity-usage-in-your-home/#comments</comments>
		<pubDate>Fri, 07 Aug 2009 11:00:23 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[Savings]]></category>
		<category><![CDATA[activity]]></category>
		<category><![CDATA[environment]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[maintenance]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[electric]]></category>
		<category><![CDATA[electricity]]></category>
		<category><![CDATA[energy]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
		<category><![CDATA[kilowatt]]></category>
		<category><![CDATA[kwh]]></category>
		<category><![CDATA[Lake Murray]]></category>
		<category><![CDATA[lexington]]></category>
		<category><![CDATA[power]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[russell]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[sc]]></category>
		<category><![CDATA[smith]]></category>
		<category><![CDATA[south carolina]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[voltage]]></category>
		<category><![CDATA[watt]]></category>
		<category><![CDATA[wattage]]></category>

		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=278</guid>
		<description><![CDATA[With all the talk of saving money and our environment, how many of us have actually completed an energy audit?  Local electric companies will provide on monthly bills a chart showing usage trends.  While that information is nice to know, where can you save on electric usage and cut your bills?  ]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/save-money-by-saving-on-electricity-usage-in-your-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Staging Your Home for More Space to Sell!</title>
		<link>http://www.kathymooves.com/blog/staging-your-home-for-more-space-to-sell/</link>
		<comments>http://www.kathymooves.com/blog/staging-your-home-for-more-space-to-sell/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 13:53:06 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[FSBO]]></category>
		<category><![CDATA[home owner]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[selling]]></category>
		<category><![CDATA[ballentine]]></category>
		<category><![CDATA[chapin]]></category>
		<category><![CDATA[columbia]]></category>
		<category><![CDATA[cowlady]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[Housing]]></category>
		<category><![CDATA[irmo]]></category>
		<category><![CDATA[jeffcoat]]></category>
		<category><![CDATA[kathy]]></category>
		<category><![CDATA[kathy smith]]></category>
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		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=273</guid>
		<description><![CDATA[When preparing your home for the market, don't overlook "wowing" buyers with the great features your property has to offer.  This great video shows how just a few changes (and a few hundred dollars in materials) with a little effort can take a home from blah to impressive. ]]></description>
		<wfw:commentRss>http://www.kathymooves.com/blog/staging-your-home-for-more-space-to-sell/feed/</wfw:commentRss>
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		<item>
		<title>BREAKING MOOS!  Guidelines Announced for FHA Loan Modifications</title>
		<link>http://www.kathymooves.com/blog/fha-loan-modification-guidelines/</link>
		<comments>http://www.kathymooves.com/blog/fha-loan-modification-guidelines/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 10:09:31 +0000</pubDate>
		<dc:creator>Kathy Smith</dc:creator>
				<category><![CDATA[Savings]]></category>
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		<guid isPermaLink="false">http://www.kathymooves.com/blog/?p=265</guid>
		<description><![CDATA[By August 15, FHA borrowers will be able to significantly reduce their monthly mortgage payments by seeking a loan modification through their current mortgage company or loan servicer under the new FHA-Home Affordable Modification Program (FHA-HAMP).]]></description>
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