How to Save Some Serious Money from the South Carolina State Energy Office

Lake Murray, Richland, Savings, buying, chapin, columbia, environment, first time buyer, government, home, home owner, housing market, irmo, lexington, money, real estate, south carolina, technology No Comments

One of the home’s major sources of power usage is the water heater.  It sits idly by, waiting for us to ask for hot water.  As it waits for hours and sometimes days, it must keep the water hot inside.  That process of heating eats up wattage and we pay for it in our power bills.  However, there is a solution for this “energy hog”. Read the rest…

Six Real Estate Bargains for Buyers

Lake Murray, Richland, ballentine, buying, chapin, columbia, credit, first time buyer, government, home, housing market, irmo, lexington, mortgage, prices, problems, real estate, realtor, relocation, selling, south carolina No Comments

Think the “housing crisis” is all doom and gloom for everyone? Apparently not for some, according to an article from CNN/Money. Just a few years ago, clients moving to South Carolina from those six markets mentioned in the article couldn’t believe the low prices and slow appreciation rate in the Columbia, South Carolina marketplace. However, those who moved away from those areas now can REALLY appreciate the slow but steady growth we consistently have here in the Midlands. Read the rest…

Bigger Mortgages from Fannie Mae and Freddie Mac Could be Coming Soon!

Lake Murray, Richland, ballentine, bank of america, blythewood, buying, chapin, columbia, credit, first time buyer, government, home, home owner, housing market, irmo, lexington, mortgage, prices, real estate, realtor, relocation, south carolina No Comments

As the latest stimulus package is winding its way through Congress right now, more details are coming out.  In addtion to taxpayers getting up to $1,200 in checks, there’s also a part of the plan that will temporarily raise the conforming loan limits for Fannie Mae and Freddie Mac.  This package targets major metro areas with high housing costs. 

With a median price of around $140,000, Columbia, South Carolina is nowhere near the ceiling for either program.  However, the programs will allow the new limit to be 125% of the median price range.  No matter how you slice it, this plan is great news for buyers and those of us in the real estate industry.

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FREE Money From the Government! Really!

Lake Murray, Richland, ballentine, bank of america, blythewood, buying, chapin, columbia, credit, event, first time buyer, government, home, home owner, housing market, irmo, law, lexington, mortgage, real estate, realtor, selling, south carolina No Comments

kathy smith, realtor, free money, stimulus package, housing, house, economy, seller, buyer, buying, selling, real estate, columbia, sc, south carolinaIt is absolutely amazing the stories and headlines that have been in the press lately.  They are screaming about the economy heading into a recession and are finding new and innovative ways to help out ‘the common man’.  Granted, the Columbia, South Carolina  economy is doing very well, thank you…but who am I to turn down free money like this?

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