April 21, 2010
buying, home, home owner, law, money, mortgage, problems, real estate
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By now I’m certain you’ve thought I have forgotten all about my blog, as it has not been updated since late September. As they say, sometimes life happens when you’re busy making other plans. For me, it involved my boyfriend of 7.5 years. In October, we called our relationship quits, which created quite the upheaval in my life. So needless to say, updating my blog has not 
been high on my priority list for a while.
Always one to find the silver lining in each difficult situation I encounter, I am using my personal experience to inform those readers considering purchasing property with their “significant other”. Although you bask in the glow of love now as you sign the paperwork to purchase a home together, there are legal implications to consider before moving forward with such a financial decision.
Read the rest…
August 27, 2009
Debt Free Living, Savings, bank of america, buying, credit, first time buyer, housing market, money, mortgage, prices
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The quick answer: You bet! With record low interest rates, there are a lot of us out there refinancing or purchasing a home. However, so many are wowed by the interest rate and the long term savings that we do not look at the fees charged at closing to get the loan. If lenders are saving the borrower money, they have to make up the profits somewhere and that could be in the fees. This video explains how you should compare and negotiate to get your best deal.
Click here for the video!
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August 11, 2009
FSBO, Savings, buying, first time buyer, home, housing market, money, prices, problems, real estate, realtor, selling
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I’m one that really enjoys DIY, or “Do it Yourself” projects around the home. For instance, I’ve changed many a light fixture and painted many rooms in our home. I get real satisfaction from seeing a job well done, and knowing I did it myself. However, a $20 light fixture is dramatically different than attempting making decisions in regards to your largest financial asset without counsel. That’s something I definitely would not recommend at all. Read the rest…
August 10, 2009
Savings, bank of america, buying, credit, first time buyer, housing market, money, mortgage
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With mortgage rates at all time lows, buyers are in the driver’s seat when it comes to getting a great deal. Or are they? This video from Bankrate.com shows how to compare offers to ensure you’re getting the best deal possible and what to look for. Check it out! Read the rest…
July 27, 2009
FSBO, buying, first time buyer, housing market, real estate, realtor, selling
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I’m sure many of you might find this post a bit odd, coming from me. However, I want all potential clients to have information and lots of it. It’s the only way to make an educated decision, especially with your largest financial investment. Check out this video on how to find a great real estate agent to work for you.
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July 23, 2009
Lake Murray, NEIGHBORHOOD SPOTLIGHT, activity, buying, chapin, columbia, fun, home, housing market, south carolina, sporting, things to do, vacation
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A jewel on Chapin’s Lake Murray shores, the Timberlake Country Club welcomes you! With breathtaking views of the lake, this Willard Byrd designed course has a par of 72. Compared to some of Tom Fazio’s best designs, this 18 hole course was built in 1988 and has a brand new clubhouse, scheduled for completion in September 2009. Read the rest…
July 22, 2009
buying, credit, first time buyer, home, home owner, housing market, real estate
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Everyone’s talking about the housing crisis being a near financial windfall for buyers these days. However, the question remains “Is it right for YOU?” While it could be the time to take advantage of a housing market that’s not nearly as high priced as it once was, it could be the wrong decision personally. I always advise clients that if their plans have them selling within three years of making the purchase, renting is a wiser choice. Read the rest…
July 21, 2009
buying, drainage, first time buyer, foundation, home, housing market, problems, real estate
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One quick answer…YOU BET! Having a good home inspector can literally save you thousands of dollars, especially if they find something very wrong with the property you’re potentially buying. It’s not uncommon for home inspectors to discover a house has substantial foundation problems that could cost a few thousand to repair. Read the rest…
July 15, 2009
Savings, buying, credit, first time buyer, housing market, real estate
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The excitement of owning your first home is a feeling you won’t soon forget. There are a lot of firsts we will always remember in our lifetimes: our first kiss, first car, first love…and our first home. But what’s involved in making a wise first home decision? CNN Money Editor and author Gerri Willis has some great tips in this video.
Click here to see the video!
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June 29, 2009
FSBO, Savings, bank of america, buying, credit, first time buyer, home owner, money, mortgage, problems, real estate, realtor, selling
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You see the late night infomercials touting “EASY PROFITS!” But if it was that easy, wouldn’t everyone be doing it? Time to blow away the smoke and mirrors to the truth on short sales, folks. It’s a time consuming process that is a difficult (and not always successful) method to purchasing a home with a substantial discount.
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